The ONE Bed & Breakfast Policy is designed for the owners of registered Bed & Breakfast establishments including the following:

  • Registered small to medium-sized B&Bs
  • Registered guesthouses with a maximum of fifteen (15) rooms
  • Managers and/or owners residing on the premises of such establishments
  • Self-catering establishments
  • Air BnB and other platforms

Key Benefits

  • Entire facility cover, including buildings, contents, vehicles and liabilities
  • Bilking
  • Money
  • Loss of rent or alternative accommodation
  • Household cover – full theft
  • External signs, blinds and canopies
  • Damage to landscaped gardens, water features and statues
  • Accidental damage
  • Theft cover for guest property
  • Groceries
  • Alternative accommodation
  • Security guards
  • Accidental death cover for guests on the premises following an accident
  • Geysers and water apparatus
  • Contents of fridges and freezers
  • Medical expenses for guests and domestic employees
  • Roadside and Home Assistance
  • Removal of bees
  • Food and drink extension
  • Prevention of access
  • Loss of liquor license
  • Cancellation of bookings
  • Loss of specified tourist attraction

Optional Extensions

  • Theft of underground cables
  • Retaining walls
  • Directors and Officer’s Liability
  • Spread of fire
  • Cyber cover
  • Products liability
  • Solar PV, Inverter and Battery Cover

NEED MORE INFORMATION?

Thank you for contacting ONE, we hope to offer you a fantastic solution to your insurance needs. ONE is authorised to provide advice and product information to accredited Brokers only. Your Broker will need to give you the independent advice to ensure your insurance needs are appropriately met. Please provide your Broker’s contact details in the box below.