HOSPITALITY INSURANCE

The ONE Hospitality Insurance Policy is designed to meet the needs of the hospitality industry aimed at the following:

• Guest houses
• Small hotels
• Boutique hotels
• Game lodges
• Conference centres
• Wedding venues
• Spas
• Golf courses
• Golf estates

Key Benefits

• Entire facility cover, including buildings, contents, motor vehicles and liabilities
• Damage to external signs, blinds and canopies
• Damage to landscaped gardens, water features and statues
• Malicious damage
• Geysers and water apparatus
• Leakage of alcohol and beverages
• Contents of fridges and freezers
• Guest property following armed robbery
• Trauma counselling following armed robbery
• Franchise fee cover
• Bomb scare cover
• Infectious disease, pollution, and attacks by sharks or other wild animals
• Ventilation failure
• Loss of game due to veld fire
• Prevention of access to the premises
• Roadside assistance
• Damages to building and contents by wild animals

Optional Extensions

• Event cancellation
• Deterioration of stock
• Machinery breakdown
• Business interruption following machinery breakdown
• Grass sporting facilities
• Emergency medical evacuation for staff and guests
• Fare-paying passenger liability
• Broadform liability
• Spread of fire
• Loss of specified tourist attraction

This forms part of our Commercial Specialty Insurance Solution