HEAVY COMMERCIAL VEHICLE – LONG HAUL

The ONE Heavy Commercial Vehicle Insurance – Long Haul Policy is designed to meet the needs of the Long Haul Contractor, both large and small.

Key Benefits

• Comprehensive motor cover
• Claims settled on full retail value
• Wreckage removal and clean-up
• Excess-free windscreen subject to use of the approved replacement process
• Motor liability cover with options to increase benefits
• Fire and explosion liability
• Legal assistance for Road Accident Fund claims

Additional Benefits

• A fixed-value option allows the policyholder to set the sum insured per vehicle for the duration of the policy
• Depending on sum insured, Credit Shortfall is included
• Aggregate excesses
• Burners
• Co-insurance or other funding options including retained funds
• 100% funds with wrap-around protection

Optional Extensions

• Loss of use
• Goods in Transit
• Theft / Hijack excess helper
• Own damage excess helper
• Third party excess helper
• Windscreen cover
• Increased cross border towing limits
• Increased third party liability limits
• Non accident towing
• Non Hazchem load spillage / clean-up costs
• Static motor fire risk
• Riot cover for cross border areas (Namibia excluded)
• Contingent liability cover for cross border operators to supplement liability coupon cover
• Credit Shortfall available as a separate add-on

Exclusions

• Self-drive hired vehicles
• Public vehicles
• Military vehicles
• Emergency vehicles

This forms part of our HCV Insurance Solution