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The Dangers of Transporting Liquids
When someone thinks of transporting dangerous goods, you normally think of those tankers carrying fuel, gas or dangerous chemicals. However, the list of dangerous goods is much wider and includes alcohol and soft drinks all of which contain sugar, ethanol and natural sweeteners. In the event of a collision, these products can spill onto the road, seep into the soil and possibly into water drains or rivers which in turn can result in an extensive and costly clean-up operation. Any product spilled causing harm to humans or the environment needs to be reported to the relevant authorities.
The impact of an incident is not always determined by the volume of the product spilled, but also by the effect the spill and the packaging materials will have on human health, property and the environment.
Our Pollution Solution can now be written on a standalone basis as well as being added to your Heavy Commercial Vehicle policy.
The ONE Pollution Solution provides cover for the following:
- Damages arising from the spillage of the Dangerous Goods and the clean-up costs
- Removal or deactivation of the Dangerous Goods and ensuring that the area affected is restored to its former state
- Provision of legal representation in the event of the institution of any legal proceedings
- Bodily injury or death arising therefrom
- Damage to third party assets
NEW OFFERINGS
Now automatically included in the cover effective 1st October 2019:
- Side Tank Spillage from the vehicle’s own diesel or petrol tank limited to R100 000
- Prevention of Loss limited to R30 000
- Personal Accident whilst on duty:
- Accidental Death – R25 000
- Permanent Disability – a percentage of R25 000 as specified for the Disability
- Temporary Total Disability – 100% of weekly earnings maximum R500 per week not exceeding 52 weeks
- Medical Expenses – limited to R25 000
- Loss of Fuel limited to R7 500
Additional Offerings:
| Riot and Strike | R1m for any one Event or Occurrence, total annual aggregate limit of R5m Spillage following Riot and Strike event. Cover is limited to pollution clean-up expenses only |
| Excess Helper | Option 1. Reduce Excess to Nil in the RSA and R45 000 Cross Border Option 2. Nil Excess (offered at management’s discretion) |
| Diesel/Petrol Side Tank Spillage | Additional R100 000 limit of indemnity Excess of R7 500 |
| Premises Risk | Clean up and rehabilitation following a spillage from insured vehicle whilst parked or in motion at Insured’s property whether owned, leased, rented or occupied by the insured. Option 1. R1 000 000 Option 2. R2 000 000 |
| Above Ground Tanks on Premises | Clean up and rehabilitation following a spillage from a Fuel/Diesel storage tank on the Insured’s property owned, leased, rented or occupied by the insured. Option 1. R1 000 000 Option 2. R2 000 000 |
| Contingency Cover | Cover is extended to indemnify the Insured in the event of an Environmental Incident caused by vehicles that are not the property of the Insured. Cover will only respond in the event of non-payment of underlying sub-contractors’ policy. |
Please contact ONE should you wish to include this cover on your existing Pollution Solution policy at an additional premium.
The Solution is managed by ONE’s own in-house Incident Management Centre that offers 24/7/365 assistance for any incident or event.
ONE has a panel of clean-up service providers (Sasol approved) who have the expertise and skills to attend to any spill.
- 24/7 Immediate spill response to all your spill emergencies
- Onsite management of all incidents
- Lowest possible impact on the environment, brand and reputation
- By having onsite management, costs are minimised as a result of prompt and intelligent decision making, based on first-hand information
- Assistance with reporting of incidents to the relevant authorities within the required time frame