The ONE Restaurant Insurance Policy is designed to meet the needs of the restaurant and franchise food industry. This policy provides wider cover than the General Commercial Policy and includes a significant number of extensions and benefits to meet the needs of the restaurateur.
Key Benefits
Entire facility cover, including buildings, contents, motor vehicles and liabilities
Damage to external signs, blinds and canopies
Damage to landscaped gardens, water features and statues
Theft cover for external fixtures and fittings
Malicious damage
Leakage of alcohol and beverages
Contents of fridges and freezers
Guest property following armed robbery
No basic excess under material damage sections
Franchise fee cover
Bomb scare cover
Pollution, and attacks by sharks or other wild animals
Ventilation failure
Legal cover
Roadside Assistance
Bilking cover
Theft cover for staff and guests’ property
Optional Extensions
Deterioration of stock
Machinery breakdown
Business interruption following machinery breakdown