The Western Cape has experienced great rains this year and their biggest dam, Theewaterskloof, which was at 10.6% on the 27th March last year is now at 72.1%.
There has been a lot of rain in the Cape and as the rest of South Africa approaches its own rainy season, we urge all our insureds to take the following into account:
Maintenance, maintenance, maintenance! Heavy rainfall decreases visibility tremendously, and clients should take care to check the following vehicle maintenance related issues:
Windscreen wipers are replaced if cracked, old or worn. Something so small and affordable makes a huge difference in the rain.
Vehicle’s lights including fog lights are in working order and replaced as needed. Poor visibility during heavy rainfall can lead to serious motor vehicle and other related accidents.
Tread on tyres is checked frequently, as aquaplaning can occur when braking even at moderate speeds and through shallow and seemingly harmless looking puddles.
Never activate cruise control during the rain. If the vehicle hits a puddle and loses traction, then the engine roars to life as it assumes that the vehicle has slowed down and is no longer cruising.
Remember that rain alters road surfaces causing massive potholes.
Homes and Body Corporates
Clean drains and gutters. Drainage systems and gutters must be cleaned out regularly to avoid any blockage from dry leaves which prevents necessary water flow. The rains are coming and if your drains are blocked there will be damage – it’s that simple.
Take extra care and inspect roof tops especially where there are flat roofs, for cracks and other maintenance related issues. Lack of maintenance can lead to problems at claim’s stage.
Work from the inside out. Check out your ceilings to make sure that you are not experiencing signs of roof or other leakage. Be on the lookout for existing water rings, mould or wall or ceiling discoloration and make any necessary repairs before the storms come.
While you are working on your house, why not get a valuation of your building and contents. With overall building costs increasing, make sure your home is insured at current building replacement value including fees etc, to prevent average being applied.