The ONE Contractor All Risk Policy is designed to cover the full range of civil and construction engineering risks pertaining to the construction industry, as well as the cover of any accidental physical loss of or damage to the property insured. This product is geared towards a target market comprising principal owners, owner builders, developers, contractors and subcontractors.

This All Risk cover protects the main players in the industry and is flexible, allowing ONE to design a tailored product to suit the specific contractual needs of the policyholder.

Key Benefits

  • General construction (malls and hospitals)
  • Office parks and warehouses
  • Roads
  • Sewerage, water, pipeline or electrical reticulation
  • Towers and reservoirs
  • Sectional Title (commercial and domestic complexes)
  • Private dwellings


  • Public liability
  • Surrounding property
  • Claims preparation costs
  • Removal of debris
  • Removal of support


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