The ONE Bed & Breakfast Policy is designed for the owners of registered Bed & Breakfast establishments including the following:

  • Registered small to medium-sized B&Bs
  • Registered guesthouses with a maximum of fifteen (15) rooms
  • Managers and/or owners residing on the premises of such establishments
  • Self-catering establishments

Key Benefits

  • Entire facility cover, including buildings, contents, vehicles and liabilities
  • Accidental death cover for guests on the premises following an accident
  • Bilking
  • Power surge
  • Money
  • Geysers and water apparatus
  • Loss of rent or alternative accommodation
  • Contents of fridges and freezers
  • Household cover – full theft
  • Medical expenses for guests and domestic employees
  • External signs, blinds and canopies
  • Roadside and Home Assistance
  • Damage to landscaped gardens, water features and statues
  • Removal of bees
  • Food and drink extension
  • Accidental damage
  • Prevention of access
  • Theft cover for guest property
  • Loss of liquor license
  • Groceries
  • Cancellation of bookings
  • Alternative accommodation
  • Loss of specified tourist attraction
  • Security guards

Optional Extensions

  • Theft of underground cables
  • Retaining walls
  • Directors and Officer’s Liability
  • Spread of fire
  • Cyber cover

NEED MORE INFORMATION?

Leave your details below and we'll call you back.

Thank you for contacting ONE, we hope to offer you a fantastic solution to your insurance needs. ONE is authorised to provide advice and product information to accredited Brokers only. Your Broker will need to give you the independent advice to ensure your insurance needs are appropriately met. Please provide your Broker’s contact details in the box below.