The ONE Personal Lifestyle Policy addresses the needs of every individual in respect of protecting their personal lifestyles and assets.

Key Benefits

  • Buildings and contents
  • Motor vehicle, motorcycle, caravans
  • Additional All Risks cover for high value items
  • Option of Third Party only or Third party fire and theft
  • Contents of freezer cover
  • Jamming cover
  • Theft cover of contents whilst in transit

Additional Benefits

  • Intelligent Panic, Home Assist, Emergency Medical Assist, Get You Home Safely
  • Power surge
  • Foodstuffs
  • Automatic builder’s cover when altering or building
  • Medical expenses of guests and domestic employees
  • Loss of water by leakage
  • Security guards
  • Excess free for pensioners
  • Limited subsidence and landslip cover
  • Renovation to home in event of owner requiring wheelchair access

Optional Extensions

  • Car hire, with upgrade option even after claim
  • Home Safe Chauffeur
  • Excess helper
  • Credit Shortfall


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