The ONE Engineering Product suite is aimed at commercial, industrial and domestic enterprises including those in the construction, plant, manufacturing and retail industries as well as users of computer, electro-medical and electronic equipment.

The cover is flexible and can be tailored to suit the specific needs of the policyholder. Furthermore, it is designed to cover the following on a standalone basis:

  • Contractor All Risks
  • Plant All Risks
  • Machinery breakdown and business interruption (following machinery breakdown)
  • Deterioration of stock (following machinery breakdown)
  • Transit and erection
  • Computer and electronic equipment

Machinery Breakdown

  • Sudden and unforeseen physical damage to plant and machinery
  • Clearance costs - costs necessarily and reasonably incurred by the policyholder in respect of demolition or dismantling of equipment and/or removal of debris
  • Cover whilst active or inactive, being dismantled, removed, repositioned, cleaned, inspected, overhauled or subsequently re-erected
  • Express delivery and overtime - extra charges for express delivery airfreight

Loss of Profits

  • Following machinery breakdown

Deterioration of Stock

  • Deterioration of stock and foodstuffs as a result of machinery breakdown

Transit and Erection

  • Construction of predominantly steel structures
  • Relocation of plant and machinery
  • Storage of the policyholder’s property
  • Testing and commissioning of new equipment

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