The ONE Engineering Product suite is aimed at commercial, industrial and domestic enterprises including those in the construction, plant, manufacturing and retail industries as well as users of computer, electro-medical and electronic equipment.

The cover is flexible and can be tailored to suit the specific needs of the policyholder. Furthermore, it is designed to cover the following on a standalone basis:

  • Contractor All Risks
  • Plant All Risks
  • Machinery breakdown and business interruption (following machinery breakdown)
  • Deterioration of stock (following machinery breakdown)
  • Transit and erection
  • Computer and electronic equipment

Machinery Breakdown

  • Sudden and unforeseen physical damage to plant and machinery
  • Clearance costs - costs necessarily and reasonably incurred by the policyholder in respect of demolition or dismantling of equipment and/or removal of debris
  • Cover whilst active or inactive, being dismantled, removed, repositioned, cleaned, inspected, overhauled or subsequently re-erected
  • Express delivery and overtime - extra charges for express delivery airfreight

Loss of Profits

  • Following machinery breakdown

Deterioration of Stock

  • Deterioration of stock and foodstuffs as a result of machinery breakdown

Transit and Erection

  • Construction of predominantly steel structures
  • Relocation of plant and machinery
  • Storage of the policyholder’s property
  • Testing and commissioning of new equipment


Thank you for contacting ONE, we hope to offer you a fantastic solution to your insurance needs. ONE is authorised to provide advice and product information to accredited Brokers only. Your Broker will need to give you the independent advice to ensure your insurance needs are appropriately met. Please provide your Broker’s contact details in the box below.