The ONE Tourism Policy is designed to meet the needs of the following:

  • Tour and adventure operators
  • Tour guides and field guides
  • Overland operators
  • Shuttle services

Due to the nature of our product, it can be tailored to suit the needs of the policyholder. ONE’s product makes provision for assets, liabilities, Personal Accident and vehicles. It can accommodate the hiring out of vehicles to other tour operators and hiring in of vehicles, at an additional premium.

Key Benefits

  • Cover for vehicles transporting fare-paying passengers
  • Business owner’s personal assets
  • Vehicle standalone cover
  • Production compensator
  • Fare-paying passenger liability
  • Personal Accident for the driver and guide
  • Addition of commercial assets and sections
  • Broadform Public Liability and Products Liability

Optional Benefits

  • Fare-paying passenger liability for hired-in vehicles
  • Loss of baggage
  • Cancellation cover for tours and events
  • Basic excess helper
  • Roadside Assistance for vehicles with a GVM of less than 3500kg
  • HCV Assist and non-accidental towing for vehicles with a GVM exceeding 3500kg
  • Emergency medical costs (limited) for all occupants in the vehicle
  • Credit Shortfall option
  • Group Personal Accident for the driver and/or guide
  • Medivac

Automatic Extensions under the Vehicle Section

  • Windscreen
  • Factory fitted sound equipment (limited)
  • Wreckage removal (limited)
  • Locks and keys (limited)
  • Fire extinguishing charges


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Thank you for contacting ONE, we hope to offer you a fantastic solution to your insurance needs. ONE is authorised to provide advice and product information to accredited Brokers only. Your Broker will need to give you the independent advice to ensure your insurance needs are appropriately met. Please provide your Broker’s contact details in the box below.