The ONE General Commercial Policy is designed to cover the risks of small to medium-sized business enterprises including manufacturing, wholesale trade, retail trade, services and public administration. The policy protects the policyholder from the potentially devastating costs of damage to all assets, loss of income and liability claims.

The General Commercial Policy has an extensive array of policy sections to choose from which provides cover for those enterprises where no industry-specific solutions are readily available.

Sections Available

  • Fire and allied perils
  • Buildings combined
  • Office contents
  • Business interruption
  • Accounts receivable
  • Theft
  • Money
  • Glass
  • Fidelity
  • Goods in Transit
  • Business All Risks
  • Accidental damage
  • Broadform liability
  • Directors and Officers liability
  • Employers liability
  • Stated benefits
  • Group Personal Accident
  • Motor
  • Electronic equipment
  • Machinery breakdown
  • Business interruption following machinery breakdown
  • Motor Trader’s internal risk
  • Motor Trader’s external risk
  • Homeowners
  • Household contents
  • Personal liability
  • Personal All Risks
  • Private motor
  • Roadside Assistance


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