The ONE First Class Executive Policy provides a targeted solution with the highest limits, widest cover, special extensions, and cover options specifically for Executive individuals.
Target Market
- The Executive who is over the age of 35
- Basic excess waiver for all policyholders 55 years and older for all sections of the policy
- Must insure Minimum combined sum insured of R4 000 000 for homeowners and contents
Homeowners
- Subsidence and landslip limited cover up to the sum insured – excludes dolomite areas
- Accidental damage up to the sum insured
- Power Surge up to the sum insured
- Damage to solar panels and inverters up to the sum insured
- Electrical and Mechanical breakdown
- Leak detection
- Special alterations
- Damage caused by Pest Contamination
- Damage to gardens
Household Contents
- Accidental Damage up to the sum insured
- Power Surge up to the sum insured
- Business Equipment (excluding stock)
- Power Surge to Business equipment
- Contents of fridge and freezer
- Theft of Guest property
- Students and parent’s property
- Outdoor items and laundry
- Moving Permanent residence up to sum insured by professional movers
- Contents in Storage
- Medical and Vet Expenses
- Electrical and Mechanical breakdown
- Special alterations
All Risk Cover
- Blanket all risk cover provided for items (including cell phones, laptops,, electronical equipment, portable items, jewellery and pedal cycles) up to 25% of the sum insured
- All Specified items have a Nil excess
- Specified Jewellery items do not need to be kept in safe
- Specify the most expensive watch and the whole collection will be covered.
- Jamming cover automatically included to the cover
Motor Vehicles
- Retail value
- Car hire standard options and executive options
- Various excess options available
- Windscreen cover up to the sum insured
- 4x4 Extreme section available on this product
- Classic/Collectable car section available on this product
- Wheel and Tyre cover – optional
- Home safe chauffeur – optional
- Hail damage included