The ONE Owner Driver Policy is designed to meet the needs of vehicle owners who drive their own LDV or heavy commercial vehicle (HCV).
- Comprehensive motor cover
- Claims settled at full retail value
- Wreckage removal and clean-up
- Goods in Transit
- Excess-free windscreen subject to use of the approved replacement process
- Motor liability with a top-up option
- Fire and explosion liability
- Legal assistance for Road Accident Fund claims
- Franchise excess in respect of own damage section
- Loss of use
- Theft/hijack excess helper
- Own damage excess helper
- Third party excess helper
- Increased cross border towing limits
- Increased cover for Goods in Transit
- Static motor ﬁre risk
- Riot cover for cross border areas (Namibia excluded)
- Contingent liability cover for cross border operators to supplement liability coupon cover
- Credit Shortfall available as a separate add-on
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